Obesity and Its Effects On Disability Claims

Obesity has become a major health problem in the United States, affecting healthcare providers and insurance companies.  Although obesity is seldom a cause for disability in and of itself, it can cause or complicate a number of different conditions that can cause people to become disabled.  In addition to a declining quality of life, obesity can lead to cardiovascular diseases, stroke, cataracts, diabetes, hypertension, arthritis, cancer, pulmonary diseases, and sleep apnea, among other disorders.  If you’re suffering from any of these conditions and are also obese, curing your condition and regaining your life is an on-going battle.  The fatigue and lack of mobility that often accompany cases of obesity make it more difficult to perform the duties of many careers, even without considering the problems caused by any accompanying complicating medical conditions.  Reducing obesity is one of the best ways to reduce stress on your body and your life, but that’s not always an option due to people’s circumstances.  And our discussion is not going to address the relationships between obesity, certain drug side-effects, and/or mental conditions – that’s a topic for another day.  Today, I’m going to approach the topic of obesity in two ways: offering advice on how to deal with your existing disability claim while suffering from obesity, as well as sharing a few basic tips on how to reduce your weight in ways that can help prevent a disability claim in the future.

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10 Ways to Protect Your Disability Claim in 2013

The new year is always a good time to review the events of the past 12 months and see what you can do to improve your life over the next 12 months.  If you’re dealing with health problems and a resulting disability insurance claim, this is also a great time to review the status of your claim and find ways to make the claim process stronger, simpler, and better.  This can be done in whichever stage of the claims process you’re in.  Whether you are still considering filing a claim, are waiting on a decision from the insurance company, are receiving benefits, or are facing a claim denial, it’s important to stay on top of your claim.  Insurance companies are always looking for new strategies to increase profits and reduce claims, so you should always try and stay one step ahead of them.  These 10 ways to protect your claim can help reduce your stress and work required on your disability claim over the next 12 months.  Like most things, maintaining a strong disability claim is easier than rehabilitating a claim when it breaks (or is denied).  Continue reading