One of the biggest red flags a claimant can inadvertently create in their disability claim is to move. While there are many legitimate reasons someone can move, claim examiners have been trained to closely scrutinize a case where a claimant moves. New sets of arguments and investigative avenues are opened for the insurance company to use against you. As anyone who’s moved can tell you, moving is difficult at best. And the last thing someone needs, who is already trying to move while dealing with their disability, are new and additional hassles from their disability insurance company, not to mention the added stress of worrying that their benefits will be delayed or stopped. If you’re currently applying for or receiving disability benefits, there are several issues we think you should understand as well as a few tips on how to keep the disability claim process moving smoothly during this stressful time. Continue reading
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Chronic pain is a condition that presents a challenging claim scenario because of the difficult nature of the diagnosis, the many testing options, and the wide variety of treatment plans prescribed by physicians. Each of these factors relate to one another in a disability, and all need to be well documented in a disability claim. However, this does not mean that you have to blindly follow a physician’s treatment plan. There are many alternative treatments that are safe to use in conjunction with your recommended care and treatment and will help reduce the stress and suffering caused by chronic pain syndrome. Alternative treatments are common among our clients, so we’d like to mention the three most often used alternative treatments. Therapies and results vary from person to person, and what works for one individual may not work for another. Before starting any alternative course of therapy, please do prudent research to allow you to discuss it with your treating physician. Most importantly, never abandon a treatment plan prescribed by your doctors. Research and discuss alternatives to be an engaged patient but don’t abandon it. Continue reading
When many people think of a claimant who is receiving disability benefits, they picture someone who is visibly and physically unable to work. Although many claimants suffer from conditions of this nature, some of the most painful and devastating conditions include categories often referred to as “invisible disabilities.” Invisible disabilities include such conditions as CFIDS, Fibromyalgia, chronic pain and mental illnesses, such as anxiety or depression. These conditions can be every bit as severe and debilitating as outwardly obvious conditions but are often met with skepticism and distrust by disability claim professionals. Many claimants who suffer from invisible diseases encounter seemingly unending questions and problems with their long term disability claims and the claims process. We have seen people make inadvertent errors in how they’re presented their disability claims and simply give up, surrendering their rights to the disability benefits they actually deserve. Here are the three common reasons that disability claims based on one of these invisible diseases are denied. Continue reading